SettleWay Learn
Plain-language answers on loan settlement, your rights with recovery agents and rebuilding your credit score — written for borrowers in India, in English and Hindi.
Debt settlement2 min read
A step-by-step guide to credit card settlement in India — when banks agree, how to negotiate, what the settlement letter must say, and the effect on your CIBIL score.
Debt settlement2 min read
What a good debt settlement company should and should not promise — questions to ask, fee red flags, and how to protect yourself from debt relief scams in India.
Recovery & your rights2 min read
How to file a complaint against recovery agent harassment in India — evidence to collect, writing to the lender, escalating to the RBI Ombudsman, and when to involve the police.
Debt settlement2 min read
A checklist for your loan or credit card settlement letter and No Dues Certificate (NOC) — what it must say, red flags, and documents to keep after you pay.
Debt settlement2 min read
What a one-time settlement (OTS) is, how it differs from term settlement, how to prepare your proposal and negotiate with your bank or NBFC, with a sample request format.
Recovery & your rights2 min read
What RBI rules say recovery agents can and cannot do — calling hours, harassment, contacting family, home visits — and what to do when the rules are broken.
Credit score2 min read
The difference between “settled”, “closed” and “written-off” on your CIBIL report, how each affects your credit score, and practical steps to recover after settlement.
Debt settlement4 min read
Loan settlement explained in plain language — how it works in India, who it suits, how it affects your CIBIL score, and the alternatives to consider first.
हिंदी में पढ़ें2 min read
रिकवरी एजेंट धमकी दें, रात को फोन करें या परिवार को परेशान करें तो क्या करें — RBI के नियम, सबूत कैसे रखें और शिकायत कहाँ करें, आसान हिंदी में।
हिंदी में पढ़ें2 min read
लोन सेटलमेंट क्या होता है, बैंक कब सेटलमेंट करता है, इसकी प्रक्रिया क्या है और इसका CIBIL स्कोर पर क्या असर पड़ता है — आसान हिंदी में पूरी जानकारी।
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