Blog category
How loan and credit card settlement works in India, step by step.
Debt settlement2 min read
A step-by-step guide to credit card settlement in India — when banks agree, how to negotiate, what the settlement letter must say, and the effect on your CIBIL score.
Debt settlement2 min read
What a good debt settlement company should and should not promise — questions to ask, fee red flags, and how to protect yourself from debt relief scams in India.
Debt settlement2 min read
A checklist for your loan or credit card settlement letter and No Dues Certificate (NOC) — what it must say, red flags, and documents to keep after you pay.
Debt settlement2 min read
What a one-time settlement (OTS) is, how it differs from term settlement, how to prepare your proposal and negotiate with your bank or NBFC, with a sample request format.
Debt settlement4 min read
Loan settlement explained in plain language — how it works in India, who it suits, how it affects your CIBIL score, and the alternatives to consider first.
